Your home and cars are probably your most valuable assets. We at Jones Insurance Agency offer a variety of coverage and companies from which to choose, based on your specific needs. We strive to build long term relationships to help ensure you and your family are protected if an unfortunate event should occur. Let us help you find the proper coverage at a competitive price for all your personal insurance needs.
Probably your biggest investment, your home is something that you definitely don’t want underinsured – or worse, completely uninsured. Do you know what coverages are right now? In North Carolina, we are always under the threat of hurricanes – even considerably inland. Jutting out into the Atlantic Ocean, North Carolina is like a boxer’s jaw just waiting to be hit. And all too often, we are hit. Does your insurance cover you properly for flooding in case your area gets hit?
Do you actually live in a flood plain? And do you understand how that should be affecting your insurance? We find many homeowners that do not have the right insurances in place. Too often we find homeowners insurance that has been setup with a quick phone call and not enough digging around to make sure the right coverage is in place for a home.
Talk to Jones Insurance about making sure the investment of YOUR life is covered properly!
IF you haven’t hit that home ownership stage yet, you still need to be covering your assets properly. Even as a renter, your valuable and assets can be very extensive and require specialized coverage above and beyond a normal “renters insurance” policy. Renters insurance is a very inexpensive coverage in the big scheme of things. Renting or leasing, you can make sure that if something bad happens, it won’t be made worse by losing everything you own. Talk to Jones about Actual Cash Value (ACV) and Replacement Cost coverage insurance policies – you’ll be pleasantly surprised how inexpensive peace of mind can be.
Business in Your Home
With many individuals running businesses out of their home throughout our coverage areas, there are a whole host of issues that arise from having a business in your home. And you need your insurance company to be able to account for all that in your insurance coverage. A good conversation with your insurance agent is the only reliable way to ensure that they fully understand what is entailed. We can’t stress it enough, do your footwork up front and you wont’ have to worry about tap-dancing around the issues when disaster strikes. See more at Business Insurance.
Whether your “auto” is a car, van, truck, motorcycle, or anything else with wheels, you need coverage. In North Carolina, it’s a must have or it can result in suspension of license. So while you can maintain coverage on your vehicle as per the state, we hope you know that the state minimums are not enough to actually provide solid coverage for you and your family. The state mandated coverages are absolute minimums. If you have an accident though, those minimums can be quickly exhausted – and now you’re in a lawsuit and your home, financial well-being and more are in jeopardy. Call us today to find out how much insurance is enough. And get a competitive rate with superior service from Jones Insurance.